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Colombian Unit of Spanish Bank BBVA granted loans to coffee, cocoa producers in 2025

By: Diana Delgado, Contractor

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Colombian Unit of Spanish Bank BBVA granted loans to coffee, cocoa producers in 2025

Coffee Network (Bogota)- The Colombian unit of Spanish bank BBVA granted COP8.8 trillion ($2.1bn) in loans to the agricultural sector in 2025, including financing for coffee and cocoa producers, up 53% from the previous year, the bank said.

Of the total, COP203.48bn was disbursed to coffee growers, while COP15.9bn went to cocoa producers, BBVA Colombia said.

Outstanding loan balances in the agricultural sector increased 35.3%, significantly above the 14.4% growth recorded by Colombia’s overall financial system, reflecting greater access to specialized credit for rural producers.

The sectors receiving the largest increases in financing included flowers, where outstanding balances surged 566%, strengthening the competitiveness of one of Colombia’s leading agricultural export industries after coffee.

Financing for pig farming rose 115%, supporting modernization and production expansion.

Meanwhile, cattle ranching maintained one of the largest shares of agricultural lending, with outstanding balances reaching COP1.2 trillion, reinforcing its role as a key pillar of rural development.

The poultry sector accounted for nearly 20% of total agricultural financing, supporting domestic food security. Rice and sugar cane also maintained a solid share of sector lending, while avocado financing grew 56%, reflecting the crop’s strong export potential.

The results reflect BBVA’s strategy of focusing on sector specialization to better understand the dynamics of each agricultural value chain and provide financing tailored to production cycles, risks and market opportunities.

Rural inclusion initiatives

Efforts to promote rural development were also supported through the Agrointegrador program, which allocated COP790bn in 2025 to benefit more than 6,600 small and medium-sized producers.

The program seeks to integrate farmers into formal agricultural value chains by providing access to financing, technical assistance and improved commercial conditions.

Financial innovation

BBVA also expanded financial tools aimed at modernizing agricultural production. Agricultural leasing, developed in partnership with the state development bank Finagro and Agroleasing, grew 69% to COP296.2bn, helping producers renew machinery and productive assets.

The launch of Agro Confirming, a supply chain financing mechanism, also boosted liquidity in the sector, registering transactions exceeding COP51bn within a few months while improving payment times for suppliers.

According to Sergio Lizarazo, vice president of corporate and institutional banking at BBVA Colombia, the results underscore the bank’s long-term commitment to the agricultural sector.

“Celebrating 30 years in Colombia supporting the agricultural sector with the highest level of financing in our history reaffirms that our commitment to rural areas is long-term,” Lizarazo said. “Beyond the numbers, these results represent opportunities for thousands of producers, stronger value chains and a tangible boost to the competitiveness and sustainability of Colombian agriculture.”

BBVA said access to specialized financing will remain key to supporting food security, regional development and agricultural exports in Colombia.

By Diana Delgado

Source: BBVA Colombia

 

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