Cross border payments. Simplified.
StoneX Payments offers fast, transparent, and cost-efficient cross border payment solutions in over 140 currencies across 180+ countries. Whether you're a business, financial institution, or nonprofit, we help you streamline your global financial transactions, and reduce friction in international B2B fund transfers.
StoneX Payments at a glance
A global payments solution tailored to your sector
Why choose StoneX Payments?
Our cross border payment services are built for businesses and organizations that demand transparency, flexibility, and reliability in cross border transactions.
Flexible and scalable payment connectivity
Customizable web platform
Incorporate your internal processes and manage bulk international wire transfers and payments with ease.
Global payments API
Our b2b payments API supports automation and simplifies high-volume, payment processing services.
Host-to-host
For large enterprises, direct secure integration ensures seamless and efficient treasury workflows.
Upgrade your enterprise payment hub with StoneX Technology Services
StoneX Technology Services helps you modernize and automate international and domestic payments and systems, reduce manual processes, and stay compliant with evolving standards like Swift gpi and ISO 20022.
Swift products and services
We simplify your connection to the Swift network, reduce costs, and help maintain compliance across multiple currencies and all global payment systems.
StoneX Messaging Hub (XMH)
Our XMH enables you to be format and network-agnostic. Support for cash visibility, reporting, and forex payment gateway integration.
Case study: Major merchant bank
Partnering with Hazeltree, we built a secure, centralized platform that integrates Swift messaging, automates cash transactions, and provides real-time cash visibility -reducing operational costs.
Case study: Save the Children
We optimized global reporting for Save the Children by enabling MT940 through the XMH platform, enhancing transparency and reducing admin burden.
Innovative payment services around the world
Send and receive funds in Brazil
With our in-country banking presence, you can navigate Brazil’s complex regulatory system for international trade and complete B2B fund transfers with ease.
Pay to and from Colombia
Access local clearing systems and secure exchange rates upfront. Our expertise in international payment services supports compliance and efficiency.
Accept payments in local currency
Launching soon: our international payments gateway will enable organizations to collect payments in local and foreign currency, across developing markets.
Launch your branded corporate payment hub with our white-label solution. Fast to deploy, easy to customize, and built for scale.
Frequently asked questions
How do cross border payments work?
StoneX connects clients to local markets via a trusted network of financial institutions, streamlining FX conversions and disbursements.
What is an international payment system?
An international payment system enables the transfer of funds across borders through various payment methods, banking networks and settlement infrastructures.
What are the benefits of an enterprise payment hub?
An enterprise payment hub centralizes payment processes, improves visibility, enhances compliance, and supports scalable growth.
What factors affect the cost and speed of FX payments?
Exchange rates, local regulations alternative payment methods, banking infrastructure, and time zones all influence payment cost and delivery time.
How do FX payment solutions ensure transparency in fees?
We offer upfront rate locking and all-in pricing, helping you avoid surprise charges and manage costs confidently.
How do international B2B payments ensure compliance?
StoneX Payments adheres to international AML/KYC standards and integrates with SWIFT to meet global regulatory requirements.
Is there a minimum transaction size?
No, we support high- and low-value mass international payments alike.
Can I access market updates?
Yes, clients receive exclusive market insights and on-the-ground intelligence.
Can I integrate StoneX Payments with my IT system?
Absolutely. We offer a b2b payments API, Swift integrations, and host-to-host connections to automate your payments flow.
Our market expertise, advanced platforms, global reach, culture of full transparency and commitment to our clients’ success all set us apart in the financial marketplace.
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ReachWith payments in 140 currencies, access to 40+ derivative exchanges, nearly every global securities marketplace, and numerous bilateral liquidity venues, our digital network and deep relationships deliver comprehensive market coverage.
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TransparencyAs a publicly traded company meeting the highest standards of regulatory compliance in the markets we serve; our financials and record of accomplishment are matters of public record. StoneX’s commitment to “doing the right thing over the easy thing” sets us apart in the industry and helps us build respect, client trust and new partnerships.
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ExpertiseFrom our proprietary Market Intelligence platform, to “boots on the ground” expertise from award-winning traders and professionals, we connect our clients directly to actionable insights they can use to make more informed decisions and achieve their goals in the global markets.
© 2025 StoneX Group Inc. all rights reserved.
The subsidiaries of StoneX Group Inc. provide financial products and services, including, but not limited to, physical commodities, securities, clearing, global payments, risk management, asset management, foreign exchange, and exchange-traded and over-the-counter derivatives. These financial products and services are offered in accordance with the applicable laws in the jurisdictions in which they are provided and are subject to specific terms, conditions, and restrictions contained in the terms of business applicable to each such offering. Not all products and services are available in all countries. The products and services offered by the StoneX Group of companies involve risk of loss and may not be suitable for all investors. Full Disclaimer.
This website is not intended for residents of any particular country, and the information herein is not advice nor a recommendation to trade nor does it constitute an offer or solicitation to buy or sell any financial product or service, by any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation. Please refer to the Regulatory Disclosure section for entity-specific disclosures.
No part of this material may be copied, photocopied or duplicated in any form by any means or redistributed without the prior written consent of StoneX Group Inc. The information herein is provided for informational purposes only. This information is provided on an ‘as-is’ basis and may contain statements and opinions of the StoneX Group of companies as well as excerpts and/or information from public sources and third parties and no warranty, whether express or implied, is given as to its completeness or accuracy. Each company within the StoneX Group of companies (on its own behalf and on behalf of its directors, employees and agents) disclaims any and all liability as well as any third-party claim that may arise from the accuracy and/or completeness of the information detailed herein, as well as the use of or reliance on this information by the recipient, any member of its group or any third party.
The StoneX Group Inc. (the “Company”) group of companies provides financial services worldwide through its subsidiaries, including physical commodities, securities, exchange-traded and over-the-counter derivatives, risk management, global payments and foreign exchange products in accordance with applicable law in the jurisdictions where services are provided.
StoneX Payment Services Ltd. is a wholly owned subsidiary of StoneX Group Inc. Incorporated in the State of Washington, U.S.A., Washington Corporation (UBI 603 514 004). Authorized and regulated by Money Service Business Multi-State Protocol on NMLS [NMLS:1394445] Licensing and Regulatory Information United States: StoneX Payment Services Ltd. (U.S.A.)
Washington Corporation (UBI 603 514 004)
Florida HQ (F19000000068)
FinCEN Registration as an MSB (31000225191175)
Global Markets Entity Identifier (GMEI) (543008RP59ZQ3UQ1882)
NMLS Registration (1394445)
FINTRAC Registration as an MSB (MSB registration no. M22868358)
Revenu Québec Registration as an MSB (MSB license no. 15540)
Multiple states use the NMLS ID number (1394445) as StoneX Payment Services Ltd.’s money transmitter license number. This number, as well as any state-specific licensing numbers, are included below for all states in which StoneX Payment Services Ltd. is licensed as a money transmitter:
Alabama (MT 811), Alaska (AKMT-016908), Arkansas (129564), Arizona (MT-1000854), California (MT 2653), Colorado (500262), Connecticut (MT-1394445), District of Columbia (MTR1394445), Florida (FT230000308), Georgia (65171), Idaho (MTL-240), Illinois (MT 0000338), Iowa (2019-0003), Kansas (MT.0000148), Kentucky (SC700740), Louisiana (NMLS 1394445), Maine (NMLS 1394445), Maryland (NMLS 1394445), Michigan (MT0022015), Minnesota (MN-MT-1394445), Missouri (MO-20-8525), Nebraska (NMLS 1394445), Nevada (MT11210), New Hampshire (22926-MT), New Jersey (1903874), New Mexico (NMLS 1394445), North Dakota (MT103229), Ohio (OHMT159), Oklahoma (NMLS 1394445), Oregon (30224), Pennsylvania (58690), Rhode Island (20234617CT), South Carolina (NMLS 1394445), South Dakota (MT.2142), Tennessee (NMLS 1394445), Texas (3179), Utah (178), Vermont (MT-1394445), Washington (550-MT-116463), West Virginia (WVMT-1394445), Wyoming (7278).
2024 © StoneX Financial GmbH (“SFG”) is a wholly owned subsidiary of StoneX Group Inc, entered in the Frankfurt am Main Commercial Register, HRB 101212, authorized to perform payment service in accordance with § 1 (1) s. 2 No. 6 German Payment Act (ZAG) and regulated by the Federal Financial Supervisory Authority and the German Federal Bank (BaFin-ID: 10141964).
2024 © StoneX Financial Ltd (“SFL”) is a wholly owned subsidiary of StoneX Group Inc. All rights reserved. SFL is registered in England and Wales, company no. 5616586. SFL is authorised and regulated by the Financial Conduct Authority (registration number FRN:446717) to provide to professional and eligible customers including: arrangement, execution and, where required, clearing derivative transactions in exchange traded futures and options. SFL is also authorised to engage in the arrangement and execution of transactions in certain OTC products, certain securities trading, precious metals trading and payment services to eligible customers. SFL is authorised & regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 for the provision of payment services. SFL is a category 1 ring-dealing member of the London Metal Exchange. In addition SFL also engages in other physically delivered commodities business and other general business activities which are unregulated and not required to be authorised by the Financial Conduct Authority. SFL provides Global Payments Services using its agents: StoneX Group Inc in the United States of America and StoneX Financial Pte Ltd in Singapore.
StoneX Financial Pte Ltd (Co. Reg. No. 201130598R) (“SFP”)is regulated by the Monetary Authority of Singapore and is a Capital Markets Service Licensee (for dealing in capital market products), an Exempt Financial Adviser (for advising on investment products and issuing or promulgating analyses/ reports on investment products) and a Major Payment Institution (for cross-border money transfer service).
This document and the information herein is provided confidentially for information purposes only to the recipient and shall not be deemed to be an offer for the sale or purchase of any financial services product transaction or advice. Trading swaps and over-the-counter derivatives, exchange-traded derivatives and options and securities involves substantial risk and is not suitable for all investors. The information herein is not a recommendation to trade nor investment research or an offer to buy or sell any derivative or security. It does not take into account your particular investment objectives, financial situation or needs and does not create a binding obligation on any of the StoneX group of companies to enter into any transaction with you. You are advised to perform an independent investigation of any transaction to determine whether any transaction is suitable for you. This information is provided on an ‘as-is’ basis and may contain statements and opinions of any StoneX enitity as well as excerpts and/or information from public sources and third parties and no warranty, whether express or implied, is given as to its completeness or accuracy. Each StoneX entity (on its behalf and on behalf of its group, directors, employees and agents) disclaims any and all liability as well as any third party claim that may arise from the accuracy and completeness of the information detailed herein, as well as the use of or reliance on this information by the recipient, any member of its group or any third party.