Can standard accounts access the credit facility?

No, standard accounts cannot access the credit facility. It is a Professional-only offering, in much the same way as cash rebates are only available to Professionals. However, with a standard account, you’ll have access to other features such as negative balance protection and leverage limits, as well as being able to access a wide range of markets and award-winning platforms. Find out more about our standard spread betting and CFD accounts.

How does the credit facility work?

The credit facility works by allowing you to take out a loan to increase your trading resource. You’ll have the flexibility to open additional positions, but you can’t use the credit facility to pay realised losses. Our credit facilities are always to a set, standardised limit and are interest free. To access the credit facility, you’ll have to pass our checks. Typically, you can apply for a max credit equivalent to 25% of the funds you hold. For example, if you can demonstrate you have £100,000 in liquid cash assets, you could get credit up to £25,000. Ready to open a Pro account? Check your eligibility and then apply here.

Benefit from a Professional credit facility

StoneX Trading Professionals can apply for a credit facility to give you greater flexibility in your account. Receive up to 25% of the funds you are able to demonstrate you hold, subject to approval.

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What is a credit facility?

A credit facility is a sum of money we can apply to your StoneX Trading Professional account based on your total demonstrable assets. We can arrange a credit facility of up to 25% subject to approval which will then be allocated to your trading account to open further positions. Please note, however, that you may not use credit to repay any realised losses.

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How much credit can I apply for?

As a StoneX Trading Professional client, you can apply for a credit facility worth up to 25% of your total demonstrable liquid assets. As an example, if you hold around £100,000 in assets, you could apply for a credit facility of up to £25,000 subject to checks and approval.

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Documentation

In order to apply for a credit facility, you’ll need to supply documentation that confirms the liquid assets you hold.

Documents we accept	Documents we can't accept
Bank statements – All bank statements must include your full name and bank details for a minimum of at least four weeks. Any jointly held statements will be taken at 50% (prior to risk haircut).	Overdrafts and loans
Stock holdings – Any portfolios must include the name and total portfolio value.	Credit card statements
Share certificates – Any share certificate must include the name of the share and the current value.	Property or mortgages
Trading statements (from other accounts) – Any trading statement from another broker must include the name and current value.	Luxury goods, such as vehicles
Tradeable funds (StoneX Financial Ltd) – All funds in your StoneX Financial Ltd account must have been cleared for a minimum of four weeks. No funds can be used to cover any deposits or losses.	Family trust accounts

How many documents can I provide?

You may upload as many documents as you need to provide evidence of funds when applying for a credit facility. The total value of the funds will then be taken into account before considering your credit application.

For example, if you upload two documents – a shares certificate and bank statement – which are both valued at £20,000 each, then we could afford you a credit facility of 25% of the total amount of £40,000 - £10,000.

Read our credit facility Terms and Conditions here.